:root {
    color-scheme: light;
    --bg: #f8fafc;
    --bg-soft: #eef5f8;
    --surface: #ffffff;
    --surface-strong: #f3f7fb;
    --surface-raised: rgba(255, 255, 255, 0.88);
    --ink: #0f172a;
    --text: #111827;
    --muted: #526070;
    --muted-2: #7a8796;
    --line: #d8e1ea;
    --line-strong: #b8c6d5;
    --accent: #0f766e;
    --accent-dark: #115e59;
    --blue: #1e3a8a;
    --amber: #ca8a04;
    --rose: #b42318;
    --green: #15803d;
    --background: var(--bg);
    --border: var(--line);
    --text-muted: var(--muted);
    --shadow-xs: 0 1px 2px rgba(15, 23, 42, 0.06);
    --shadow-sm: 0 10px 24px rgba(15, 23, 42, 0.08);
    --shadow-md: 0 20px 44px rgba(15, 23, 42, 0.12);
    --shadow-lg: 0 32px 80px rgba(15, 23, 42, 0.16);
    --container-width: 1180px;
    --section-padding: 88px;
    --radius: 8px;
    --radius-sm: 6px;
    --radius-md: 8px;
    --radius-lg: 12px;
    --radius-xl: 18px;
    --space-1: 4px;
    --space-2: 8px;
    --space-3: 12px;
    --space-4: 16px;
    --space-6: 24px;
    --space-8: 32px;
    --space-12: 48px;
    --space-16: 64px;
    --duration-fast: 150ms;
    --duration-med: 220ms;
    --ease-standard: cubic-bezier(0.2, 0.8, 0.2, 1);
    --focus-ring: 0 0 0 4px rgba(202, 138, 4, 0.24);
    --font-body: "IBM Plex Sans", "Inter", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    --font-display: "IBM Plex Sans", var(--font-body);
}

*,
*::before,
*::after {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 96px;
}

body {
    margin: 0;
    min-height: 100vh;
    font-family: var(--font-body);
    color: var(--text);
    background:
        linear-gradient(90deg, rgba(15, 23, 42, 0.035) 1px, transparent 1px),
        linear-gradient(180deg, rgba(15, 23, 42, 0.035) 1px, transparent 1px),
        linear-gradient(180deg, #f8fafc 0%, #eef5f8 42%, #f8fafc 100%);
    background-size: 56px 56px, 56px 56px, auto;
    line-height: 1.6;
    overflow-x: hidden;
}

body::before {
    content: "";
    position: fixed;
    inset: 0;
    pointer-events: none;
    background: linear-gradient(180deg, rgba(255, 255, 255, 0.74), rgba(255, 255, 255, 0.34));
    z-index: -1;
}

.skip-link {
    position: fixed;
    left: 16px;
    top: 16px;
    z-index: 3000;
    padding: 10px 14px;
    border-radius: var(--radius-md);
    background: var(--ink);
    color: #ffffff;
    font-weight: 800;
    transform: translateY(-150%);
    transition: transform var(--duration-fast) var(--ease-standard);
}

.skip-link:focus {
    transform: translateY(0);
}

a {
    color: inherit;
    text-decoration: none;
}

button,
input,
select,
textarea {
    font: inherit;
}

button {
    border: 0;
}

:where(a, button, input, select, textarea):focus-visible {
    outline: 0;
    box-shadow: var(--focus-ring);
}

img {
    max-width: 100%;
    display: block;
}

.navbar {
    position: sticky;
    top: 0;
    z-index: 1000;
    padding: 18px 0;
    transition: background 180ms ease, border-color 180ms ease, padding 180ms ease;
}

.navbar.scrolled {
    padding: 10px 0;
    background: rgba(245, 247, 251, 0.88);
    border-bottom: 1px solid rgba(189, 200, 214, 0.72);
    backdrop-filter: blur(18px);
}

.nav-container,
.section-container,
.footer-container,
.cta-container,
.hero-container {
    width: calc(100% - 48px);
    max-width: var(--container-width);
    margin: 0 auto;
}

.nav-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.logo {
    display: inline-flex;
    align-items: center;
    color: var(--ink);
}

.header-logo {
    height: 36px;
    width: auto;
    display: block;
    max-width: 100%;
    transition: height 180ms ease;
}

.navbar.scrolled .header-logo {
    height: 30px;
}

@media (min-width: 768px) {
    .header-logo {
        height: 42px;
    }
    .navbar.scrolled .header-logo {
        height: 34px;
    }
}

.nav-links {
    list-style: none;
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 6px;
    margin: 0;
    background: rgba(255, 255, 255, 0.66);
    border: 1px solid rgba(215, 222, 232, 0.92);
    border-radius: 999px;
    box-shadow: var(--shadow-sm);
}

.nav-link {
    display: inline-flex;
    align-items: center;
    min-height: 38px;
    padding: 0 14px;
    border-radius: 999px;
    color: var(--muted);
    font-size: 0.92rem;
    font-weight: 700;
    transition: background 160ms ease, color 160ms ease;
}

.nav-link:hover,
.nav-link.active {
    color: var(--ink);
    background: var(--surface);
}

.nav-actions {
    display: flex;
    align-items: center;
    gap: 10px;
}

.mobile-menu-toggle {
    display: none;
    width: 44px;
    height: 44px;
    border-radius: var(--radius);
    align-items: center;
    justify-content: center;
    flex-direction: column;
    gap: 5px;
    background: var(--surface);
    border: 1px solid var(--line);
    cursor: pointer;
}

.mobile-menu-toggle span {
    width: 20px;
    height: 2px;
    background: var(--ink);
    transition: transform 180ms ease, opacity 180ms ease;
}

.mobile-menu-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.mobile-menu-toggle.active span:nth-child(2) {
    opacity: 0;
}

.mobile-menu-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(5px, -5px);
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    min-height: 42px;
    padding: 10px 16px;
    border-radius: var(--radius);
    border: 1px solid transparent;
    font-weight: 800;
    color: var(--ink);
    cursor: pointer;
    white-space: nowrap;
    transition: transform var(--duration-fast) var(--ease-standard), box-shadow var(--duration-fast) var(--ease-standard), background var(--duration-fast) var(--ease-standard), border-color var(--duration-fast) var(--ease-standard);
}

.btn:hover {
    transform: translateY(-1px);
}

.btn-primary {
    color: #ffffff;
    background: linear-gradient(135deg, var(--ink), var(--blue) 58%, var(--accent));
    box-shadow: 0 12px 26px rgba(15, 23, 42, 0.22);
}

.btn-primary:hover {
    box-shadow: 0 18px 36px rgba(15, 23, 42, 0.24);
}

.btn-secondary {
    background: #eef4ff;
    border-color: #c7d7fe;
    color: #1d4ed8;
}

.btn-outline,
.btn-ghost {
    background: rgba(255, 255, 255, 0.7);
    border-color: var(--line);
}

.btn-outline:hover,
.btn-ghost:hover {
    background: var(--surface);
    border-color: var(--line-strong);
}

.btn-white {
    background: #ffffff;
    color: var(--ink);
}

.btn-lg {
    min-height: 52px;
    padding: 14px 20px;
    font-size: 1rem;
}

.btn-sm {
    min-height: 36px;
    padding: 8px 12px;
    font-size: 0.84rem;
}

.btn-full {
    width: 100%;
}

.btn-arrow {
    width: 0.8em;
    height: 0.8em;
    border-right: 2px solid currentColor;
    border-top: 2px solid currentColor;
    transform: rotate(45deg);
    transition: transform var(--duration-fast) var(--ease-standard);
}

.btn:hover .btn-arrow {
    transform: translateX(2px) rotate(45deg);
}

.hero {
    min-height: 88dvh;
    padding: 82px 0 70px;
    display: flex;
    align-items: center;
}

.hero-container {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(420px, 0.9fr);
    align-items: center;
    gap: 56px;
}

.section-badge {
    display: inline-flex;
    align-items: center;
    min-height: 32px;
    padding: 6px 12px;
    border-radius: 999px;
    background: var(--surface-raised);
    border: 1px solid var(--line);
    color: var(--accent-dark);
    font-size: 0.82rem;
    font-weight: 800;
}

.hero-title,
.section-title,
.cta-content h2,
.cta-panel h2,
.contact-info h2 {
    font-family: var(--font-display);
    color: var(--ink);
    line-height: 1.04;
    margin: 0;
}

.hero-badge-wrap {
    margin-bottom: 18px;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 14px;
    border-radius: 999px;
    background: #f8fafc;
    border: 1px solid var(--line);
    color: var(--blue);
    font-size: 0.8rem;
    font-weight: 800;
    letter-spacing: 0.03em;
    text-transform: uppercase;
}

.hero-title {
    max-width: 780px;
    margin-top: 10px;
    font-size: 4.25rem;
    font-weight: 900;
    line-height: 1.05;
    background: linear-gradient(135deg, var(--ink) 18%, var(--blue) 62%, var(--accent-dark) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.hero-subtitle {
    max-width: 650px;
    margin: 22px 0 0;
    color: var(--muted);
    font-size: 1.12rem;
}

.hero-cta {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 34px;
    margin-bottom: 8px;
}

.cta-microcopy {
    margin: 0 0 24px;
    color: var(--muted);
    font-size: 0.84rem;
    font-weight: 700;
}

.hero-trust-badges {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
    margin-bottom: 24px;
    color: var(--text);
    font-size: 0.86rem;
    font-weight: 700;
}

.hero-trust-badges span {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    min-height: 34px;
    padding: 7px 12px;
    border-radius: 999px;
    background: var(--surface-raised);
    border: 1px solid var(--line);
    box-shadow: var(--shadow-xs);
}

.hero-trust-badges span::before,
.contact-points span::before,
.quiz-intro-perks span::before {
    content: "";
    width: 8px;
    height: 8px;
    border-radius: 999px;
    background: var(--accent);
    box-shadow: 0 0 0 4px rgba(15, 118, 110, 0.1);
    flex: 0 0 auto;
}

.hero-trust-notice {
    width: 100%;
    margin: 20px 0 0;
    padding-left: 12px;
    border-left: 3px solid var(--amber);
    color: var(--muted);
    font-size: 0.86rem;
    font-style: italic;
    text-align: left;
}

.hero-stats {
    display: flex;
    align-items: center;
    gap: 28px;
    margin-top: 48px;
    padding: 16px 28px;
    background: rgba(255, 255, 255, 0.45);
    border: 1px solid rgba(255, 255, 255, 0.6);
    border-radius: 18px;
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    box-shadow: 0 10px 30px rgba(15, 23, 42, 0.04);
    width: fit-content;
}

.stat-item {
    min-width: 96px;
}

.stat-value {
    display: block;
    font-family: var(--font-display);
    color: var(--ink);
    font-size: 2.25rem;
    line-height: 1;
    font-weight: 900;
}

.stat-label {
    display: block;
    margin-top: 8px;
    color: var(--muted);
    font-size: 0.9rem;
    font-weight: 700;
}

.stat-divider {
    width: 1px;
    height: 52px;
    background: rgba(15, 118, 110, 0.18);
}

.hero-card-stage {
    position: relative;
    min-height: 520px;
    perspective: 1400px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.hero-card-stage::before {
    content: "";
    position: absolute;
    width: 480px;
    height: 480px;
    border-radius: 28px;
    background:
        linear-gradient(135deg, rgba(15, 23, 42, 0.08), rgba(15, 118, 110, 0.08)),
        linear-gradient(90deg, rgba(255, 255, 255, 0.38) 1px, transparent 1px);
    background-size: auto, 28px 28px;
    left: 50%;
    top: 50%;
    transform: translate(-50%, -50%);
    z-index: 0;
    pointer-events: none;
}

.payment-card {
    position: absolute;
    width: 360px;
    height: 226px;
    border-radius: 22px;
    padding: 24px;
    color: #ffffff;
    overflow: hidden;
    transform-style: preserve-3d;
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.3), inset 0 0 0 1px rgba(255, 255, 255, 0.28);
}

.payment-card::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(255,255,255,0.4) 0%, transparent 40%, transparent 60%, rgba(255,255,255,0.1) 100%);
    mix-blend-mode: overlay;
    pointer-events: none;
}

.card-shine {
    position: absolute;
    inset: 0;
    background: radial-gradient(circle 220px at var(--shine-x, 50%) var(--shine-y, 50%), rgba(255, 255, 255, 0.28), transparent 80%);
    pointer-events: none;
    z-index: 2;
    transition: opacity 150ms ease;
    opacity: 0;
}

.payment-card:hover .card-shine {
    opacity: 1;
}

.payment-card::before,
.mini-card::before {
    content: "";
    position: absolute;
    inset: 0;
    background:
        linear-gradient(115deg, rgba(255, 255, 255, 0.22), transparent 32%, transparent 62%, rgba(255, 255, 255, 0.12)),
        repeating-linear-gradient(135deg, rgba(255, 255, 255, 0.06) 0 1px, transparent 1px 9px);
    pointer-events: none;
}

.payment-card-main {
    left: 50%;
    top: 50%;
    z-index: 3;
    transform: translate(-50%, -50%) rotateY(-10deg) rotateX(6deg);
    transition: transform 220ms ease;
}

.payment-card-back {
    left: 4%;
    top: 9%;
    z-index: 1;
    transform: rotateY(20deg) rotateX(-7deg) rotateZ(-9deg) scale(0.9);
}

.payment-card-front {
    right: 0;
    bottom: 8%;
    z-index: 2;
    transform: rotateY(-24deg) rotateX(8deg) rotateZ(8deg) scale(0.86);
}

.payment-card-row,
.payment-card-footer,
.mini-card-row,
.mini-card-footer {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
}

.payment-card-row,
.mini-card-row {
    font-size: 0.86rem;
    font-weight: 800;
    opacity: 0.9;
}

.payment-card-surface,
.mini-card-surface {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-top: 34px;
}

.payment-chip {
    display: inline-block;
    width: 50px;
    height: 38px;
    border-radius: 8px;
    background:
        linear-gradient(90deg, rgba(60, 44, 17, 0.35) 1px, transparent 1px),
        linear-gradient(180deg, rgba(60, 44, 17, 0.35) 1px, transparent 1px),
        linear-gradient(135deg, #f8e7a4, #c79338 55%, #fff0b8);
    background-size: 12px 100%, 100% 11px, auto;
    box-shadow: inset 0 0 0 1px rgba(83, 59, 20, 0.24);
}

.contactless-mark {
    width: 28px;
    height: 28px;
    border-right: 2px solid rgba(255, 255, 255, 0.78);
    border-radius: 50%;
    transform: rotate(0deg);
    position: relative;
}

.contactless-mark::before,
.contactless-mark::after {
    content: "";
    position: absolute;
    inset: 5px 4px 5px 0;
    border-right: 2px solid rgba(255, 255, 255, 0.66);
    border-radius: 50%;
}

.contactless-mark::after {
    inset: 10px 9px 10px 0;
}

.payment-card-number,
.mini-card-number {
    position: relative;
    z-index: 1;
    display: block;
    margin-top: 28px;
    font-family: "Courier New", monospace;
    font-size: 1.2rem;
    font-weight: 700;
}

.payment-card-footer {
    margin-top: 28px;
    font-weight: 900;
}

.network-mark {
    position: relative;
    display: inline-flex;
    width: 46px;
    height: 28px;
}

.network-mark i {
    position: absolute;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.78);
}

.network-mark i:first-child {
    left: 0;
}

.network-mark i:last-child {
    right: 0;
    opacity: 0.62;
}

.floating-note {
    position: absolute;
    z-index: 4;
    padding: 10px 18px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.7);
    border: 1px solid rgba(255, 255, 255, 0.6);
    box-shadow: 0 10px 30px rgba(15, 23, 42, 0.08);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    color: var(--ink);
    font-size: 0.82rem;
    font-weight: 800;
    letter-spacing: 0.02em;
    animation: float-slow 4s ease-in-out infinite;
}

.note-top {
    top: 28px;
    right: 38px;
    animation-delay: 0s;
}

.note-bottom {
    bottom: 52px;
    left: 16px;
    animation-delay: 2s;
}

@keyframes float-slow {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}

.card-design-titanium {
    background: linear-gradient(135deg, #111827, #475569 52%, #0f766e);
}

.card-design-ember {
    background: linear-gradient(135deg, #7c2d12, #d97706 54%, #facc15);
}

.card-design-marine {
    background: linear-gradient(135deg, #0f3d5e, #2563eb 52%, #14b8a6);
}

.card-design-azure {
    background: linear-gradient(135deg, #075985, #38bdf8 58%, #1d4ed8);
}

.card-design-berry {
    background: linear-gradient(135deg, #831843, #be123c 52%, #f97316);
}

.card-design-jade {
    background: linear-gradient(135deg, #064e3b, #0f766e 52%, #84cc16);
}

.card-design-graphite {
    background: linear-gradient(135deg, #111827, #374151 58%, #a3a3a3);
}

.card-design-saffron {
    background: linear-gradient(135deg, #78350f, #d97706 52%, #0f766e);
}

.card-design-copper {
    background: linear-gradient(135deg, #7c2d12, #b45309 52%, #334155);
}

.card-design-coral {
    background: linear-gradient(135deg, #9f1239, #f97316 55%, #2563eb);
}

.card-design-slate {
    background: linear-gradient(135deg, #1f2937, #64748b 55%, #0f766e);
}

.section-container {
    position: relative;
}

.section-header {
    max-width: 760px;
    margin: 0 auto 42px;
    text-align: center;
}

.section-title {
    margin-top: 14px;
    font-size: 2.75rem;
    font-weight: 900;
}

.section-subtitle {
    margin: 16px auto 0;
    color: var(--muted);
    font-size: 1.04rem;
}

.cards-section,
.features-section,
.trust-section,
.safety-section,
.banks-section,
.cta-section,
.contact-section,
.all-cards-section {
    padding: var(--section-padding) 0;
}

.all-cards-section {
    padding-top: 96px;
    min-height: 72vh;
}

.cards-filter {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 10px;
    margin-bottom: 34px;
}

.filter-btn {
    min-height: 40px;
    padding: 8px 15px;
    border-radius: 999px;
    color: var(--muted);
    background: rgba(255, 255, 255, 0.78);
    border: 1px solid var(--line);
    font-weight: 800;
    cursor: pointer;
    transition: background 160ms ease, color 160ms ease, border-color 160ms ease, transform 160ms ease;
}

.filter-btn:hover,
.filter-btn.active {
    color: #ffffff;
    background: var(--ink);
    border-color: var(--ink);
    transform: translateY(-1px);
}

.filter-btn.filter-sub {
    background: #ffffff;
    border-style: dashed;
    color: #1d4ed8;
}

.filter-btn.filter-sub:hover,
.filter-btn.filter-sub.active {
    background: #1d4ed8;
    border-color: #1d4ed8;
    color: #ffffff;
}

.filter-btn.filter-value {
    background: #ecfdf3;
    border-color: #bbf7d0;
    color: #166534;
}

.filter-btn.filter-value:hover,
.filter-btn.filter-value.active {
    background: #166534;
    border-color: #166534;
    color: #ffffff;
}

.active-filter-note {
    width: min(100%, 760px);
    margin: 0 auto 28px;
    padding: 12px 14px;
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    background: #ecfdf3;
    border: 1px solid #bbf7d0;
    color: #14532d;
    font-size: 0.94rem;
}

.active-filter-note a {
    font-weight: 900;
    color: #166534;
}

.cards-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px;
}

.credit-card {
    min-height: 100%;
    display: flex;
    flex-direction: column;
    background: linear-gradient(145deg, rgba(255,255,255,0.98) 0%, var(--issuer-soft, rgba(248,250,252,0.9)) 100%);
    border: 1px solid rgba(215, 222, 232, 0.7);
    border-radius: 18px;
    overflow: hidden;
    box-shadow: 0 4px 24px rgba(15, 23, 42, 0.07), 0 1px 3px rgba(15,23,42,0.04);
    cursor: pointer;
    transition: transform 220ms cubic-bezier(0.34,1.56,0.64,1), box-shadow 220ms ease, border-color 220ms ease;
    position: relative;
}

.credit-card::before {
    content: "";
    position: absolute;
    inset: 0;
    border-radius: 18px;
    background: linear-gradient(135deg, var(--issuer-soft, rgba(15,118,110,0.06)) 0%, rgba(255,255,255,0.04) 100%);
    opacity: 0;
    transition: opacity 220ms ease;
    pointer-events: none;
    z-index: 0;
}

.credit-card::after {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--issuer-primary, var(--accent)), var(--issuer-secondary, var(--blue)), var(--issuer-accent, var(--accent)));
    z-index: 1;
}

.credit-card:hover {
    transform: translateY(-8px) scale(1.015);
    border-color: var(--issuer-primary, rgba(15,118,110,0.35));
    box-shadow: 0 20px 50px rgba(15, 23, 42, 0.14), 0 0 0 1px rgba(15,118,110,0.12), 0 8px 16px rgba(37,99,235,0.08);
}

.credit-card:hover::before {
    opacity: 1;
}

.card-top-actions {
    display: flex;
    justify-content: flex-end;
    min-height: 44px;
    padding: 12px 14px 0;
    position: relative;
    z-index: 2;
}

.compare-control {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--muted);
    font-size: 0.82rem;
    font-weight: 800;
    cursor: pointer;
}

.compare-control input {
    position: absolute;
    opacity: 0;
    pointer-events: none;
}

.checkmark {
    width: 18px;
    height: 18px;
    border-radius: 5px;
    border: 2px solid var(--line-strong);
    background: #ffffff;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.compare-control input:checked + .checkmark {
    background: var(--accent);
    border-color: var(--accent);
}

.compare-control input:checked + .checkmark::after {
    content: "";
    width: 8px;
    height: 5px;
    border-left: 2px solid #ffffff;
    border-bottom: 2px solid #ffffff;
    transform: rotate(-45deg) translate(1px, -1px);
}

.card-preview {
    padding: 8px 22px 20px;
    position: relative;
    z-index: 1;
}

.mini-card {
    position: relative;
    width: 100%;
    aspect-ratio: 1.58;
    border-radius: 16px;
    padding: 14px;
    color: #ffffff;
    background:
        radial-gradient(circle at 88% 14%, rgba(255,255,255,0.24), transparent 24%),
        radial-gradient(circle at 14% 82%, rgba(255,255,255,0.16), transparent 22%),
        linear-gradient(135deg, var(--issuer-primary, #111827), var(--issuer-secondary, #475569) 56%, var(--issuer-accent, #0f766e));
    overflow: hidden;
    box-shadow: 0 16px 32px rgba(15, 23, 42, 0.16), inset 0 0 0 1px rgba(255, 255, 255, 0.22);
}

.mini-card-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    font-size: 0.76rem;
}

.mini-card .payment-chip {
    width: 42px;
    height: 31px;
    border-radius: 7px;
}

.mini-card-surface {
    margin-top: 18px;
}

.mini-card-number {
    margin-top: 14px;
    font-size: 0.88rem;
}

.mini-card-footer {
    margin-top: 12px;
}

.mini-card-footer strong {
    max-width: 70%;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
    font-size: 0.94rem;
}

.mini-card-large {
    width: min(100%, 420px);
    min-height: 250px;
    padding: 24px;
}

.mini-card-large .mini-card-number {
    margin-top: 34px;
    font-size: 1.2rem;
}

.card-info {
    padding: 0 22px 22px;
    display: flex;
    flex: 1;
    flex-direction: column;
    position: relative;
    z-index: 1;
}

.card-meta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 14px;
    color: var(--muted);
    font-size: 0.82rem;
    font-weight: 800;
}

.issuer-logo {
    min-width: 0;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--issuer-ink, var(--ink));
}

.issuer-logo-mark {
    width: 32px;
    height: 32px;
    border-radius: 10px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex: 0 0 auto;
    background: linear-gradient(135deg, var(--issuer-primary, var(--ink)), var(--issuer-secondary, var(--accent)));
    color: #ffffff;
    box-shadow: 0 8px 18px rgba(15, 23, 42, 0.15);
    font-size: 0.72rem;
    font-weight: 950;
    letter-spacing: 0.02em;
}

.issuer-logo-text {
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
}

.mini-card .issuer-logo {
    color: #ffffff;
}

.mini-card .issuer-logo-mark {
    width: 34px;
    height: 34px;
    background: rgba(255,255,255,0.92);
    color: var(--issuer-primary, var(--ink));
    box-shadow: 0 8px 20px rgba(0,0,0,0.18);
}

.issuer-logo-compact {
    gap: 0;
}

.type-pill {
    padding: 5px 8px;
    border-radius: 999px;
    background: #eef2ff;
    color: #3730a3;
    text-transform: uppercase;
    font-size: 0.68rem;
}

.type-travel {
    background: #dbeafe;
    color: #1d4ed8;
}

.type-cashback {
    background: #dcfce7;
    color: #166534;
}

.type-fuel {
    background: #ffedd5;
    color: #9a3412;
}

.type-shopping {
    background: #fce7f3;
    color: #9f1239;
}

.type-lifestyle {
    background: #fef3c7;
    color: #92400e;
}

.card-name {
    margin: 12px 0 6px;
    color: var(--ink);
    font-family: var(--font-display);
    font-size: 1.3rem;
    line-height: 1.15;
    font-weight: 800;
}

.card-description {
    margin: 0;
    color: var(--muted);
    font-size: 0.9rem;
    line-height: 1.55;
}

.card-metrics {
    display: grid;
    grid-template-columns: 0.85fr 1.15fr;
    gap: 8px;
    margin: 14px 0 0;
}

.card-metrics div {
    min-width: 0;
    padding: 10px 12px;
    border-radius: 10px;
    background: linear-gradient(135deg, #f8fafc, #f1f5f9);
    border: 1px solid rgba(215,222,232,0.8);
    position: relative;
    overflow: hidden;
}

.card-metrics div::before {
    content: "";
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 2px;
    background: linear-gradient(90deg, var(--issuer-primary, var(--accent)), var(--issuer-secondary, var(--blue)));
    opacity: 0.6;
    border-radius: 999px;
}

.card-metrics dt {
    margin: 0;
    color: var(--muted-2);
    font-size: 0.67rem;
    font-weight: 900;
    text-transform: uppercase;
    letter-spacing: 0.06em;
}

.card-metrics dd {
    margin: 4px 0 0;
    color: var(--ink);
    font-size: 0.88rem;
    font-weight: 800;
}

.card-features {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-top: 14px;
}

.card-features span {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    min-height: 26px;
    padding: 4px 10px;
    border-radius: 999px;
    background: var(--issuer-soft, rgba(15,118,110,0.08));
    border: 1px solid rgba(15,118,110,0.18);
    color: var(--issuer-ink, var(--accent-dark));
    font-size: 0.75rem;
    font-weight: 800;
}

.card-features span::before {
    content: "";
    width: 5px;
    height: 5px;
    border-radius: 999px;
    background: var(--issuer-primary, var(--accent));
    opacity: 0.75;
    flex: 0 0 auto;
}

.travel-subchips {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-top: 10px;
}

.travel-subchips span {
    min-height: 24px;
    padding: 4px 9px;
    border-radius: 999px;
    background: #eff6ff;
    border: 1px solid #bfdbfe;
    color: #1d4ed8;
    font-size: 0.7rem;
    font-weight: 900;
    text-transform: uppercase;
}

.travel-subchips .free-chip {
    background: #ecfdf3;
    border-color: #bbf7d0;
    color: #166534;
}

.card-actions {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-top: auto;
    padding-top: 18px;
}

.cards-cta,
.cards-count {
    text-align: center;
    margin-top: 34px;
}

.cards-count {
    color: var(--muted);
    font-weight: 800;
}

.cards-count span {
    color: var(--ink);
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 18px;
}

.feature-card {
    padding: 24px;
    border-radius: var(--radius);
    background: var(--surface-raised);
    border: 1px solid var(--line);
    box-shadow: 0 12px 30px rgba(15, 23, 42, 0.05);
    transition: transform var(--duration-fast) var(--ease-standard), box-shadow var(--duration-fast) var(--ease-standard), border-color var(--duration-fast) var(--ease-standard);
}

.feature-card:hover {
    transform: translateY(-3px);
    border-color: var(--line-strong);
    box-shadow: var(--shadow-sm);
}

.feature-kicker {
    display: inline-flex;
    color: var(--accent);
    font-family: var(--font-display);
    font-size: 0.86rem;
    font-weight: 900;
}

.feature-card h3 {
    margin: 12px 0 8px;
    color: var(--ink);
    font-family: var(--font-display);
    font-size: 1.18rem;
}

.feature-card p {
    margin: 0;
    color: var(--muted);
    font-size: 0.94rem;
}

.trust-section {
    background: var(--surface);
    border-block: 1px solid rgba(216, 225, 234, 0.72);
}

.safety-section {
    background: linear-gradient(180deg, var(--bg), var(--surface-strong));
    border-bottom: 1px solid var(--line);
}

.safety-content {
    max-width: 1000px;
    margin: 0 auto;
    text-align: center;
}

.section-badge-danger {
    color: var(--rose);
    background: #fff5f3;
    border-color: #ffd6d1;
}

.safety-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 18px;
    margin-top: 36px;
    text-align: left;
}

.safety-item {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    padding: 18px;
    border-radius: var(--radius-lg);
    background: var(--surface);
    border: 1px solid var(--line);
    box-shadow: var(--shadow-xs);
}

.safety-mark {
    width: 24px;
    height: 24px;
    border-radius: 999px;
    flex: 0 0 auto;
    margin-top: 1px;
    position: relative;
}

.safety-mark::before,
.safety-mark::after {
    content: "";
    position: absolute;
    left: 7px;
    top: 11px;
    width: 10px;
    height: 2px;
    border-radius: 999px;
    background: currentColor;
}

.safety-mark-no {
    color: var(--rose);
    background: #fff5f3;
    border: 1px solid #ffd6d1;
}

.safety-mark-no::before {
    transform: rotate(45deg);
}

.safety-mark-no::after {
    transform: rotate(-45deg);
}

.safety-mark-note {
    color: var(--amber);
    background: #fffbeb;
    border: 1px solid #fde68a;
}

.safety-mark-note::before {
    left: 11px;
    top: 6px;
    width: 2px;
    height: 10px;
}

.safety-mark-note::after {
    left: 11px;
    top: 18px;
    width: 2px;
    height: 2px;
}

.safety-item strong {
    display: block;
    margin-bottom: 4px;
    color: var(--ink);
    font-size: 0.96rem;
}

.safety-item span:not(.safety-mark) {
    display: block;
    color: var(--muted);
    font-size: 0.9rem;
    line-height: 1.45;
}

.banks-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
    gap: 14px;
}

.bank-logo {
    display: flex;
    flex-direction: column;
    gap: 6px;
    min-height: 96px;
    padding: 18px;
    border-radius: var(--radius);
    background:
        linear-gradient(135deg, rgba(255,255,255,0.9), var(--bank-soft, rgba(255, 255, 255, 0.84))),
        #ffffff;
    border: 1px solid var(--line);
    border-top: 4px solid var(--bank-a, var(--accent));
    box-shadow: 0 10px 24px rgba(15, 23, 42, 0.05);
    transition: transform 160ms ease, box-shadow 160ms ease, border-color 160ms ease;
    position: relative;
    overflow: hidden;
}

.bank-logo::after {
    content: "";
    position: absolute;
    right: -28px;
    bottom: -34px;
    width: 96px;
    height: 96px;
    border-radius: 999px;
    background: var(--bank-a, var(--accent));
    opacity: 0.08;
}

.bank-logo:hover {
    transform: translateY(-3px);
    border-color: var(--line-strong);
    box-shadow: var(--shadow-sm);
}

.bank-logo strong {
    color: var(--ink);
    font-size: 1rem;
    position: relative;
    z-index: 1;
}

.bank-logo span {
    color: var(--muted);
    font-size: 0.88rem;
    position: relative;
    z-index: 1;
}

.bank-logo[data-bank="axis"] { --bank-a: #8b1e3f; --bank-soft: #fff1f2; }
.bank-logo[data-bank="hdfc"] { --bank-a: #004c8f; --bank-soft: #eff6ff; }
.bank-logo[data-bank="sbi"] { --bank-a: #005aa9; --bank-soft: #ecfeff; }
.bank-logo[data-bank="icici"] { --bank-a: #9a3412; --bank-soft: #fff7ed; }
.bank-logo[data-bank="idfc"] { --bank-a: #8a1538; --bank-soft: #fff1f2; }
.bank-logo[data-bank="indusind"] { --bank-a: #7c2d12; --bank-soft: #fffbeb; }
.bank-logo[data-bank="au"] { --bank-a: #5b21b6; --bank-soft: #f5f3ff; }
.bank-logo[data-bank="rbl"] { --bank-a: #1d4ed8; --bank-soft: #eef2ff; }
.bank-logo[data-bank="federal"] { --bank-a: #0f766e; --bank-soft: #ecfdf5; }
.bank-logo[data-bank="sc"] { --bank-a: #0f766e; --bank-soft: #eff6ff; }
.bank-logo[data-bank="yes"] { --bank-a: #1d4ed8; --bank-soft: #eff6ff; }
.bank-logo[data-bank="bob"] { --bank-a: #f97316; --bank-soft: #fff7ed; }
.bank-logo[data-bank="fi"] { --bank-a: #111827; --bank-soft: #f0fdf4; }
.bank-logo[data-bank="zagg"] { --bank-a: #581c87; --bank-soft: #faf5ff; }
.bank-logo[data-bank="sbm"] { --bank-a: #0f766e; --bank-soft: #ecfdf5; }
.bank-logo[data-bank="kotak"] { --bank-a: #003a70; --bank-soft: #eff6ff; }

.cta-panel {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    padding: 34px;
    border-radius: 12px;
    color: #ffffff;
    background:
        linear-gradient(135deg, rgba(16, 24, 40, 0.94), rgba(15, 118, 110, 0.92)),
        linear-gradient(90deg, rgba(255, 255, 255, 0.12) 1px, transparent 1px);
    background-size: auto, 36px 36px;
    box-shadow: var(--shadow-md);
}

.cta-panel .section-badge {
    background: rgba(255, 255, 255, 0.14);
    border-color: rgba(255, 255, 255, 0.22);
    color: #ffffff;
}

.cta-panel h2 {
    max-width: 760px;
    margin-top: 14px;
    color: #ffffff;
    font-size: 2.1rem;
}

.contact-wrapper {
    display: grid;
    grid-template-columns: 0.9fr 1fr;
    gap: 44px;
    align-items: start;
}

.contact-info h2 {
    margin-top: 14px;
    font-size: 2.45rem;
}

.contact-info p {
    color: var(--muted);
    font-size: 1.02rem;
}

.contact-points {
    display: grid;
    gap: 10px;
    margin-top: 26px;
}

.contact-points span {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 12px 14px;
    border-radius: var(--radius);
    background: rgba(255, 255, 255, 0.78);
    border: 1px solid var(--line);
    color: var(--ink);
    font-weight: 800;
}

.contact-form-wrapper {
    padding: 24px;
    border-radius: var(--radius);
    background: rgba(255, 255, 255, 0.84);
    border: 1px solid var(--line);
    box-shadow: var(--shadow-sm);
}

.contact-form {
    display: grid;
    gap: 16px;
}

.form-group {
    position: relative;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    min-height: 50px;
    padding: 16px 14px 8px;
    border-radius: var(--radius);
    border: 1px solid var(--line);
    background: #ffffff;
    color: var(--ink);
    outline: none;
    transition: border-color 160ms ease, box-shadow 160ms ease;
}

.form-group select {
    padding-top: 10px;
}

.form-group textarea {
    resize: vertical;
    min-height: 120px;
}

.form-group label {
    position: absolute;
    left: 14px;
    top: 14px;
    color: var(--muted);
    pointer-events: none;
    transition: transform 150ms ease, color 150ms ease, font-size 150ms ease;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--accent);
    box-shadow: 0 0 0 4px rgba(15, 118, 110, 0.12);
}

.form-group input:focus + label,
.form-group input:not(:placeholder-shown) + label,
.form-group textarea:focus + label,
.form-group textarea:not(:placeholder-shown) + label {
    transform: translateY(-9px);
    font-size: 0.72rem;
    color: var(--accent-dark);
}

.footer {
    padding: 58px 0 34px;
    border-top: 1px solid var(--line);
    background: rgba(255, 255, 255, 0.44);
}

.footer-main {
    display: grid;
    grid-template-columns: 1.1fr 1.7fr;
    gap: 48px;
}

.footer-brand p {
    max-width: 520px;
    color: var(--muted);
    font-size: 0.94rem;
}

.footer-brand {
    max-width: 340px;
}

.footer-disclaimer {
    margin: 12px 0 0;
    color: var(--muted);
    font-size: 0.84rem;
    line-height: 1.5;
}

.footer-links {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
    gap: 28px;
    width: 100%;
    max-width: 820px;
}

.footer-column {
    display: grid;
    align-content: start;
    gap: 10px;
}

.footer-column h4 {
    margin: 0 0 6px;
    color: var(--ink);
    font-family: var(--font-display);
}

.footer-column a {
    color: var(--muted);
    font-weight: 700;
    font-size: 0.92rem;
}

.footer-column a:hover {
    color: var(--accent-dark);
}

.footer-bottom {
    margin-top: 38px;
    padding-top: 22px;
    border-top: 1px solid var(--line);
    color: var(--muted);
    font-size: 0.9rem;
    display: flex;
    flex-direction: column;
    gap: 12px;
    align-items: center;
    text-align: center;
}

.footer-bottom p {
    margin: 0;
}

.footer-risk-note {
    max-width: 800px;
    color: var(--muted);
    font-size: 0.82rem;
    line-height: 1.45;
}

/* ===== MODAL - premium 3D redesign ===== */
.modal {
    position: fixed;
    inset: 0;
    z-index: 2000;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 20px;
    opacity: 0;
    visibility: hidden;
    transition: opacity 260ms cubic-bezier(0.4,0,0.2,1), visibility 260ms ease;
}

.modal.active {
    opacity: 1;
    visibility: visible;
}

.modal-overlay {
    position: absolute;
    inset: 0;
    background: rgba(8, 12, 28, 0.82);
    backdrop-filter: blur(20px) saturate(180%);
    -webkit-backdrop-filter: blur(20px) saturate(180%);
}

.modal-content {
    position: relative;
    width: min(100%, 1080px);
    max-height: 92vh;
    overflow: auto;
    border-radius: 24px;
    background: linear-gradient(160deg, #ffffff 0%, #f8fafc 60%, #f0f4ff 100%);
    box-shadow:
        0 40px 100px rgba(15,23,42,0.28),
        0 0 0 1px rgba(255,255,255,0.9),
        inset 0 1px 0 rgba(255,255,255,1);
    transform: translateY(24px) scale(0.96);
    transition: transform 320ms cubic-bezier(0.34,1.56,0.64,1);
    scrollbar-width: thin;
    scrollbar-color: rgba(15,118,110,0.3) transparent;
}

.modal.active .modal-content {
    transform: translateY(0) scale(1);
}

.modal-close {
    position: sticky;
    top: 16px;
    float: right;
    z-index: 5;
    width: 36px;
    height: 36px;
    margin: 16px 16px 0 0;
    border-radius: 50%;
    background: linear-gradient(135deg, #1f2937, #374151);
    color: #ffffff;
    cursor: pointer;
    font-size: 1rem;
    font-weight: 900;
    box-shadow: 0 4px 14px rgba(15,23,42,0.28);
    transition: transform 160ms ease, box-shadow 160ms ease;
}

.modal-close:hover {
    transform: scale(1.1) rotate(90deg);
    box-shadow: 0 6px 20px rgba(15,23,42,0.38);
}

.modal-body {
    padding: 36px;
    padding-top: 8px;
}

/* ===== Modal Hero Header ===== */
.modal-hero {
    position: relative;
    display: grid;
    grid-template-columns: minmax(280px, 0.85fr) minmax(0, 1.15fr);
    gap: 32px;
    align-items: start;
    padding: 32px;
    border-radius: 20px;
    background: linear-gradient(135deg, #0f172a 0%, #1e293b 50%, #0f2a3d 100%);
    overflow: hidden;
    margin-bottom: 28px;
}

.modal-hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse at 15% 50%, rgba(15,118,110,0.35) 0%, transparent 55%),
        radial-gradient(ellipse at 85% 20%, rgba(37,99,235,0.28) 0%, transparent 50%),
        radial-gradient(ellipse at 70% 85%, rgba(217,119,6,0.18) 0%, transparent 45%);
    pointer-events: none;
}

.modal-hero::after {
    content: "";
    position: absolute;
    inset: 0;
    background: repeating-linear-gradient(
        135deg,
        rgba(255,255,255,0.02) 0px,
        rgba(255,255,255,0.02) 1px,
        transparent 1px,
        transparent 24px
    );
    pointer-events: none;
}

.modal-card-preview {
    display: flex;
    justify-content: center;
    align-items: center;
    position: relative;
    z-index: 1;
}

.modal-card-preview .mini-card {
    filter: drop-shadow(0 24px 40px rgba(0,0,0,0.45));
    transform: perspective(900px) rotateY(-8deg) rotateX(4deg);
    transition: transform 400ms ease;
}

.modal-card-preview .mini-card:hover {
    transform: perspective(900px) rotateY(0deg) rotateX(0deg) scale(1.04);
}

.modal-hero-info {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 10px;
}

.modal-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 14px;
    border-radius: 999px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.2);
    color: rgba(255,255,255,0.85);
    font-size: 0.78rem;
    font-weight: 800;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    width: fit-content;
    backdrop-filter: blur(8px);
}

.modal-hero-badge-row {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 8px;
}

.modal-badge-bank {
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.modal-share-actions {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 6px;
}

.modal-share-btn {
    min-height: 26px;
    padding: 4px 8px;
    border-radius: 999px;
    border-color: rgba(255, 255, 255, 0.25);
    background: rgba(255, 255, 255, 0.1);
    color: #ffffff;
    font-size: 0.72rem;
}

.modal-hero-badge .badge-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: #34d399;
    box-shadow: 0 0 6px #34d399;
    animation: pulse-dot 2s ease infinite;
}

@keyframes pulse-dot {
    0%, 100% { opacity: 1; transform: scale(1); }
    50% { opacity: 0.6; transform: scale(0.8); }
}

.modal-hero-title {
    margin: 4px 0 0;
    color: #ffffff;
    font-family: var(--font-display);
    font-size: 2.4rem;
    font-weight: 900;
    line-height: 1.06;
    text-shadow: 0 2px 20px rgba(0,0,0,0.4);
}

.modal-hero-subtitle {
    color: rgba(255,255,255,0.7);
    font-size: 0.96rem;
    line-height: 1.6;
    margin: 0;
}

.modal-hero-stats {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 6px;
}

.modal-hero-stat {
    padding: 10px 16px;
    border-radius: 12px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.14);
    backdrop-filter: blur(8px);
    min-width: 100px;
}

.modal-hero-stat-label {
    display: block;
    color: rgba(255,255,255,0.5);
    font-size: 0.66rem;
    font-weight: 900;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    margin-bottom: 4px;
}

.modal-hero-stat-value {
    display: block;
    color: #ffffff;
    font-size: 0.96rem;
    font-weight: 800;
    line-height: 1.2;
}

/* ===== Modal Body Content ===== */
.modal-card-info {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.modal-section-title {
    display: flex;
    align-items: center;
    gap: 10px;
    margin: 0 0 14px;
    color: var(--ink);
    font-family: var(--font-display);
    font-size: 1.05rem;
    font-weight: 900;
}

.modal-section-title::before {
    content: "";
    width: 4px;
    height: 18px;
    border-radius: 999px;
    background: linear-gradient(180deg, var(--accent), var(--blue));
    flex-shrink: 0;
}

.detail-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
    margin: 0;
}

.detail-grid div {
    position: relative;
    padding: 16px;
    border-radius: 14px;
    border: 1px solid rgba(215,222,232,0.8);
    background: linear-gradient(145deg, #ffffff, #f8fafc);
    overflow: hidden;
    transition: transform 160ms ease, box-shadow 160ms ease;
}

.detail-grid div:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(15,23,42,0.08);
}

.detail-grid div::after {
    content: "";
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--accent), var(--blue));
    border-radius: 999px 999px 0 0;
    opacity: 0.7;
}

.detail-grid span {
    display: block;
    color: var(--muted-2);
    font-size: 0.67rem;
    font-weight: 900;
    text-transform: uppercase;
    letter-spacing: 0.07em;
    margin-bottom: 6px;
}

.detail-grid strong {
    display: block;
    color: var(--ink);
    font-size: 0.95rem;
    font-weight: 800;
    line-height: 1.3;
}

.info-stack {
    display: grid;
    gap: 10px;
}

.info-row {
    padding: 14px 16px;
    border-radius: 14px;
    border: 1px solid rgba(215,222,232,0.7);
    background: linear-gradient(145deg, #ffffff, #f8fafc);
    transition: border-color 160ms ease, box-shadow 160ms ease;
}

.info-row:hover {
    border-color: rgba(15,118,110,0.25);
    box-shadow: 0 4px 16px rgba(15,118,110,0.07);
}

.info-row span {
    display: block;
    color: var(--muted-2);
    font-size: 0.67rem;
    font-weight: 900;
    text-transform: uppercase;
    letter-spacing: 0.07em;
    margin-bottom: 5px;
}

.info-row p {
    margin: 0;
    color: var(--text);
    font-size: 0.92rem;
    line-height: 1.55;
}

.modal-features-list {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin: 0;
}

.modal-features-list span {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    min-height: 30px;
    padding: 5px 12px;
    border-radius: 999px;
    background: linear-gradient(135deg, rgba(15,118,110,0.1), rgba(37,99,235,0.07));
    border: 1px solid rgba(15,118,110,0.2);
    color: var(--accent-dark);
    font-size: 0.8rem;
    font-weight: 800;
}

.modal-features-list span::before {
    content: "";
    width: 6px;
    height: 6px;
    border-radius: 999px;
    background: var(--accent);
    opacity: 0.75;
    flex: 0 0 auto;
    margin-top: 7px;
}

.source-note {
    margin: 0;
    padding: 14px 16px;
    border-radius: 12px;
    color: #78350f;
    background: linear-gradient(135deg, #fffbeb, #fef3c7);
    border: 1px solid #fde68a;
    font-size: 0.84rem;
    font-weight: 700;
    line-height: 1.5;
    display: flex;
    align-items: flex-start;
    gap: 8px;
}

.source-note::before {
    content: "ℹ";
    font-size: 1rem;
    flex-shrink: 0;
    margin-top: 1px;
}

.modal-actions-row {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 12px;
    margin: 0;
    padding-top: 20px;
    border-top: 1px solid rgba(215,222,232,0.6);
}

.modal-compare {
    min-height: 52px;
    padding: 0 16px;
    border-radius: var(--radius);
    border: 1px solid var(--line);
    background: var(--surface-strong);
    transition: border-color 160ms ease;
}

.modal-compare:hover {
    border-color: var(--line-strong);
}

.comparison-bar {
    position: fixed;
    left: 50%;
    bottom: 22px;
    z-index: 1200;
    display: flex;
    align-items: center;
    gap: 18px;
    padding: 12px 14px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.94);
    border: 1px solid var(--line);
    box-shadow: var(--shadow-md);
    transform: translate(-50%, 110px);
    opacity: 0;
    transition: transform 180ms ease, opacity 180ms ease;
}

.comparison-bar.active {
    transform: translate(-50%, 0);
    opacity: 1;
}

.comparison-count {
    color: var(--ink);
    font-weight: 900;
}

.comparison-actions {
    display: flex;
    gap: 8px;
}

.app-notice {
    position: fixed;
    left: 50%;
    bottom: 92px;
    z-index: 1300;
    max-width: min(92vw, 420px);
    padding: 12px 16px;
    border-radius: var(--radius);
    color: #ffffff;
    background: var(--ink);
    box-shadow: var(--shadow-md);
    font-weight: 800;
    text-align: center;
    transform: translate(-50%, 18px);
    opacity: 0;
    pointer-events: none;
    transition: opacity 160ms ease, transform 160ms ease;
}

.app-notice.active {
    opacity: 1;
    transform: translate(-50%, 0);
}

.comparison-content {
    width: min(100%, 1120px);
}

.comparison-title {
    margin: 0 0 18px;
    color: var(--ink);
    font-family: var(--font-display);
    font-size: 2rem;
    text-align: center;
}

.compare-modal-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 18px;
    gap: 16px;
    flex-wrap: wrap;
}

.compare-modal-header .comparison-title {
    margin: 0;
    text-align: left;
}

.compare-share-wrap {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 8px;
}

.comparison-table {
    display: grid;
    grid-template-columns: minmax(130px, 0.78fr) repeat(var(--compare-cols), minmax(190px, 1fr));
    gap: 1px;
    background: var(--line);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    overflow-x: auto;
}

.compare-label,
.compare-cell,
.compare-card-head {
    min-width: 0;
    padding: 14px;
    background: #ffffff;
}

.compare-label {
    color: var(--muted);
    font-weight: 900;
}

.compare-cell {
    color: var(--text);
    font-size: 0.9rem;
}

.compare-card-head .mini-card {
    min-width: 180px;
    min-height: 112px;
    padding: 12px;
    border-radius: 14px;
}

.compare-card-head .mini-card-number,
.compare-card-head .mini-card-surface .contactless-mark {
    display: none;
}

.compare-card-head .mini-card-surface {
    margin-top: 14px;
}

.compare-card-head .mini-card-footer {
    margin-top: 16px;
}

@media (max-width: 1080px) {
    .hero-container {
        grid-template-columns: 1fr;
        gap: 34px;
    }

    .hero-card-stage {
        min-height: 420px;
        width: min(100%, 620px);
        margin: 0 auto;
    }

    .features-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .cards-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .footer-main,
    .contact-wrapper {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 860px) {
    :root {
        --section-padding: 70px;
    }

    .nav-container,
    .section-container,
    .footer-container,
    .cta-container,
    .hero-container {
        width: calc(100% - 32px);
    }

    .nav-links {
        position: absolute;
        left: 16px;
        right: 16px;
        top: calc(100% + 8px);
        display: none;
        flex-direction: column;
        align-items: stretch;
        padding: 12px;
        border-radius: 12px;
        background: rgba(255, 255, 255, 0.96);
    }

    .nav-links.active {
        display: flex;
    }

    .nav-link {
        justify-content: center;
    }

    .nav-actions {
        display: none;
    }

    .mobile-menu-toggle {
        display: flex;
    }

    .cards-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .hero {
        padding-top: 46px;
        min-height: auto;
    }

    .hero-title {
        font-size: 3rem;
    }

    .hero-stats {
        flex-wrap: wrap;
    }

    .hero-card-stage {
        min-height: 380px;
    }

    .payment-card {
        width: 320px;
        height: 202px;
    }

    .section-title {
        font-size: 2.2rem;
    }

    .cta-panel {
        align-items: flex-start;
        flex-direction: column;
    }

    .cta-panel h2 {
        font-size: 1.78rem;
    }

    .modal-hero {
        grid-template-columns: 1fr;
    }

    .modal-card-preview {
        position: static;
    }
}

@media (max-width: 640px) {
    body {
        overflow-x: hidden;
    }

    .nav-container,
    .hero-content,
    .hero-cta,
    .section-container,
    .footer-container,
    .cta-container {
        max-width: calc(100vw - 32px);
    }

    .mobile-menu-toggle {
        display: flex;
        flex-shrink: 0;
        margin-left: auto;
    }

    .hero-title {
        width: calc(100vw - 32px);
        max-width: calc(100vw - 32px);
        font-size: 2rem;
        overflow-wrap: break-word;
    }

    .hero-subtitle,
    .section-subtitle {
        width: 100%;
        max-width: calc(100vw - 32px);
        font-size: 0.98rem;
    }

    .hero-cta .btn {
        max-width: calc(100vw - 32px);
    }

    .hero-cta,
    .hero-cta .btn,
    .modal-actions-row .btn {
        width: 100%;
    }

    .hero-stats {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 8px;
        width: 100%;
        padding: 12px;
    }

    .stat-item {
        padding: 8px;
        border-radius: var(--radius);
        background: rgba(255, 255, 255, 0.5);
        border: 1px solid rgba(255, 255, 255, 0.6);
        min-width: 0;
        text-align: center;
    }

    .stat-value {
        font-size: 1.5rem;
    }

    .stat-label {
        font-size: 0.72rem;
        margin-top: 4px;
    }

    .stat-divider {
        display: none;
    }

    .hero-card-stage {
        width: calc(100vw - 32px);
        max-width: calc(100vw - 32px);
        min-height: 320px;
        overflow: hidden;
    }

    .payment-card {
        width: 270px;
        height: 172px;
        padding: 18px;
        border-radius: 18px;
    }

    .payment-card-number {
        margin-top: 18px;
        font-size: 0.88rem;
    }

    .payment-card-row,
    .payment-card-footer {
        font-size: 0.74rem;
    }

    .payment-chip {
        width: 40px;
        height: 30px;
    }

    .floating-note {
        display: none;
    }

    .card-metrics,
    .card-actions,
    .detail-grid {
        grid-template-columns: 1fr;
    }

    .features-grid,
    .footer-links {
        grid-template-columns: 1fr;
    }

    .modal {
        padding: 10px;
    }

    .modal-body {
        padding: 16px 16px 24px;
    }

    .modal-hero {
        padding: 20px 16px;
        gap: 20px;
    }

    .modal-hero-title {
        font-size: 1.7rem;
    }

    .modal-hero-stats {
        gap: 8px;
    }

    .modal-hero-stat {
        padding: 8px 12px;
        min-width: 80px;
    }

    .comparison-bar {
        width: calc(100% - 24px);
        justify-content: space-between;
        border-radius: 14px;
    }

    .comparison-actions .btn {
        min-height: 34px;
        padding-inline: 10px;
    }
}

/* ============================================================
   SMART QUIZ SECTION
   ============================================================ */
.quiz-section {
    padding: var(--section-padding) 0;
    background: linear-gradient(160deg, #0f172a 0%, #1e293b 60%, #0c1f3a 100%);
    position: relative;
    overflow: hidden;
}

.quiz-section::before {
    content: "";
    position: absolute;
    inset: 0;
    background:
        linear-gradient(135deg, rgba(255, 255, 255, 0.06), transparent 38%),
        linear-gradient(90deg, rgba(15, 118, 110, 0.12), transparent 68%),
        repeating-linear-gradient(135deg, rgba(255,255,255,0.015) 0px, rgba(255,255,255,0.015) 1px, transparent 1px, transparent 28px);
    pointer-events: none;
}

.quiz-wrapper {
    position: relative;
    z-index: 1;
    max-width: 720px;
    margin: 0 auto;
}

/* ---- Intro ---- */
.quiz-intro {
    text-align: center;
    padding: 56px 32px;
}

.quiz-intro-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 16px;
    border-radius: 999px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.18);
    color: rgba(255,255,255,0.9);
    font-size: 0.82rem;
    font-weight: 800;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    margin-bottom: 20px;
}

.quiz-intro-title {
    color: #ffffff;
    font-family: var(--font-display);
    font-size: 2.6rem;
    font-weight: 900;
    line-height: 1.08;
    margin: 0 0 16px;
    text-shadow: 0 2px 24px rgba(0,0,0,0.4);
}

.quiz-intro-subtitle {
    color: rgba(255,255,255,0.68);
    font-size: 1.05rem;
    line-height: 1.65;
    margin: 0 0 28px;
    max-width: 540px;
    margin-left: auto;
    margin-right: auto;
}

.quiz-intro-perks {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 14px;
    margin-bottom: 36px;
}

.quiz-intro-perks span {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 8px 16px;
    border-radius: 999px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.14);
    color: rgba(255,255,255,0.8);
    font-size: 0.88rem;
    font-weight: 700;
}

/* ---- Question Wrap ---- */
.quiz-question-wrap {
    padding: 40px 36px;
    border-radius: 24px;
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.12);
    backdrop-filter: blur(16px);
}

.quiz-progress {
    height: 4px;
    border-radius: 999px;
    background: rgba(255,255,255,0.12);
    margin-bottom: 20px;
    overflow: hidden;
}

.quiz-progress-bar {
    height: 100%;
    border-radius: 999px;
    background: linear-gradient(90deg, #0f766e, #2563eb);
    transition: width 400ms cubic-bezier(0.4,0,0.2,1);
}

.quiz-step-meta {
    color: rgba(255,255,255,0.45);
    font-size: 0.8rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.07em;
    margin-bottom: 24px;
}

.quiz-q-header {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    margin-bottom: 28px;
}

.quiz-q-icon {
    width: 42px;
    height: 42px;
    border-radius: 999px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.18);
    color: #ffffff;
    font-size: 0.86rem;
    font-weight: 900;
    flex-shrink: 0;
}

.quiz-q-title {
    color: #ffffff;
    font-family: var(--font-display);
    font-size: 1.55rem;
    font-weight: 900;
    margin: 0 0 6px;
    line-height: 1.2;
}

.quiz-q-sub {
    color: rgba(255,255,255,0.55);
    font-size: 0.92rem;
    margin: 0;
}

/* ---- Options Grid ---- */
.quiz-options {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 200px), 1fr));
    gap: 12px;
    margin-bottom: 28px;
}

.quiz-option {
    display: flex;
    flex-direction: column;
    gap: 4px;
    text-align: left;
    padding: 16px 18px;
    border-radius: 14px;
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.12);
    color: #ffffff;
    cursor: pointer;
    transition: background 180ms ease, border-color 180ms ease, transform 180ms ease;
}

.quiz-option:hover {
    background: rgba(255,255,255,0.12);
    border-color: rgba(255,255,255,0.28);
    transform: translateY(-2px);
}

.quiz-option.selected {
    background: linear-gradient(135deg, rgba(15,118,110,0.35), rgba(37,99,235,0.25));
    border-color: rgba(15,118,110,0.7);
    box-shadow: 0 0 0 2px rgba(15,118,110,0.35);
}

.qopt-label {
    font-size: 0.98rem;
    font-weight: 800;
}

.qopt-desc {
    font-size: 0.78rem;
    color: rgba(255,255,255,0.5);
    font-weight: 500;
}

.quiz-option.selected .qopt-desc {
    color: rgba(255,255,255,0.72);
}

/* ---- Nav Buttons ---- */
.quiz-nav {
    display: flex;
    justify-content: flex-end;
    gap: 12px;
}

.quiz-nav .btn-outline {
    background: rgba(255,255,255,0.08);
    border-color: rgba(255,255,255,0.2);
    color: rgba(255,255,255,0.85);
}

.quiz-nav .btn-primary:disabled {
    opacity: 0.4;
    cursor: not-allowed;
    transform: none;
}

/* ---- Results ---- */
.quiz-results-header {
    text-align: center;
    margin-bottom: 36px;
}

.quiz-results-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 280px), 1fr));
    gap: 20px;
}

.quiz-results-actions {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    margin-top: 28px;
    text-align: center;
}

.quiz-action-row,
.quiz-share-container {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: center;
    gap: 10px;
}

.quiz-share-container {
    margin-top: 8px;
}

.quiz-share-container > span {
    color: rgba(255, 255, 255, 0.72);
    font-size: 0.88rem;
    font-weight: 700;
}

.share-btn {
    min-height: 36px;
    padding: 8px 12px;
    border-radius: 999px;
    font-size: 0.84rem;
}

.share-btn-wa {
    background: #15803d;
    border-color: #15803d;
    color: #ffffff;
}

.share-btn-x {
    background: #0f172a;
    border-color: #0f172a;
    color: #ffffff;
}

.quiz-result-card {
    border-radius: 20px;
    background: var(--surface);
    border: 1px solid var(--line);
    box-shadow: var(--shadow-sm);
    overflow: hidden;
    animation: slideUpFade 400ms ease both;
}

@keyframes slideUpFade {
    from { opacity: 0; transform: translateY(24px); }
    to   { opacity: 1; transform: translateY(0); }
}

.qrc-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    padding: 16px 18px 12px;
    border-bottom: 1px solid var(--line);
}

.qrc-medal {
    min-width: 40px;
    height: 40px;
    border-radius: 999px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: var(--ink);
    color: #ffffff;
    font-size: 0.92rem;
    font-weight: 900;
    line-height: 1;
}

.qrc-match {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 2px;
    margin-left: auto;
}

.qrc-match-label {
    color: var(--muted);
    font-size: 0.68rem;
    font-weight: 900;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    white-space: nowrap;
}

.qrc-match-bar {
    flex: 1;
    height: 5px;
    border-radius: 999px;
    background: rgba(255,255,255,0.12);
    overflow: hidden;
}

.qrc-match-fill {
    height: 100%;
    border-radius: 999px;
    background: linear-gradient(90deg, #0f766e, #2563eb);
    transition: width 800ms cubic-bezier(0.4,0,0.2,1) 300ms;
}

.qrc-match-pct {
    color: var(--accent);
    font-size: 1.05rem;
    font-weight: 900;
    white-space: nowrap;
}

/* mini card inside result */
.mini-card-quiz {
    margin: 18px auto 16px;
    width: calc(100% - 36px);
    min-height: 140px;
    border-radius: 14px;
}

.qrc-body {
    padding: 0 18px 20px;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.qrc-name-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 8px;
    flex-wrap: wrap;
}

.qrc-name {
    color: var(--ink);
    font-family: var(--font-display);
    font-size: 1.05rem;
    font-weight: 900;
    margin: 0;
}

.qrc-headline {
    color: var(--muted);
    font-size: 0.9rem;
    line-height: 1.5;
    margin: 0;
}

.qrc-reasons {
    margin: 0;
    padding: 0;
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.qrc-reasons li {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    color: var(--text);
    font-size: 0.82rem;
    line-height: 1.45;
    font-weight: 600;
}

.qrc-reasons li::before {
    content: "";
    width: 7px;
    height: 7px;
    border-radius: 999px;
    background: var(--accent);
    flex-shrink: 0;
    margin-top: 6px;
}

.qrc-value-box {
    display: flex;
    flex-direction: column;
    gap: 4px;
    padding: 12px;
    border-radius: var(--radius-md);
    background: var(--surface-strong);
    border: 1px solid var(--line);
    font-size: 0.88rem;
}

.qrc-value-box span {
    color: var(--muted);
}

.qrc-value-box strong {
    color: var(--ink);
}

.qrc-fees {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    justify-content: space-between;
    margin-top: auto;
    padding-top: 12px;
    border-top: 1px solid var(--line);
}

.qrc-fees span {
    color: var(--muted);
    font-size: 0.84rem;
}

.qrc-fees strong {
    color: var(--ink);
}

.qrc-actions {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 8px;
    margin-top: 8px;
}

.qrc-actions .btn-primary {
    flex: 1;
}

.qrc-actions .btn-secondary {
    flex: 1;
    background: var(--surface-strong);
    border-color: var(--line);
    color: var(--ink);
}

.quiz-lead-capture {
    max-width: 620px;
    margin: 48px auto 0;
    padding: 32px;
    border-radius: var(--radius-xl);
    background: var(--surface);
    border: 1px solid var(--line);
    box-shadow: var(--shadow-sm);
    text-align: left;
}

.quiz-lead-capture h3 {
    margin: 0 0 8px;
    color: var(--ink);
    font-family: var(--font-display);
    font-size: 1.3rem;
    text-align: center;
}

.quiz-lead-capture > p {
    margin: 0 0 24px;
    color: var(--muted);
    font-size: 0.92rem;
    text-align: center;
}

.quiz-lead-form {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.quiz-lead-row {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 16px;
}

.quiz-lead-field {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.quiz-lead-field label {
    color: var(--text);
    font-size: 0.84rem;
    font-weight: 700;
}

.quiz-lead-field input,
.quiz-lead-field select {
    min-height: 44px;
    padding: 10px 12px;
    border-radius: var(--radius-md);
    border: 1px solid var(--line);
    background: var(--surface-strong);
    color: var(--text);
}

.quiz-privacy-note {
    margin: 16px 0 0;
    padding-top: 12px;
    border-top: 1px dashed var(--line);
    color: var(--muted);
    font-size: 0.78rem;
    line-height: 1.45;
    text-align: center;
}

.qrc-actions .btn-secondary:hover {
    background: #ffffff;
}

/* ---- Responsive Quiz ---- */
@media (max-width: 640px) {
    .quiz-intro {
        padding: 36px 20px;
    }

    .quiz-intro-title {
        font-size: 1.8rem;
    }

    .quiz-question-wrap {
        padding: 28px 20px;
    }

    .quiz-q-title {
        font-size: 1.2rem;
    }

    .quiz-options {
        grid-template-columns: 1fr;
    }

    .quiz-results-grid {
        grid-template-columns: 1fr;
    }

    .quiz-lead-row,
    .qrc-actions {
        grid-template-columns: 1fr;
    }

    .quiz-lead-capture {
        padding: 22px;
    }

    .pros-cons-grid {
        grid-template-columns: 1fr;
    }
}

/* ============================================================
   MODAL NEW FEATURES (PROS/CONS, CALC, ELIGIBILITY)
   ============================================================ */

/* Pros & Cons */
.pros-cons-grid { 
    display: grid; 
    grid-template-columns: 1fr 1fr; 
    gap: 16px; 
    margin-bottom: 24px; 
}
.pros-box, .cons-box { 
    background: #ffffff; 
    border: 1px solid var(--line); 
    border-radius: 12px; 
    padding: 16px; 
    color: var(--text);
    box-shadow: 0 14px 34px rgba(16, 24, 40, 0.06);
}
.pros-box {
    background: linear-gradient(145deg, #f0fdf4, #ffffff 68%);
    border-left: 3px solid #16a34a;
}
.cons-box {
    background: linear-gradient(145deg, #fff1f2, #ffffff 68%);
    border-left: 3px solid #dc2626;
}
.pc-header { 
    display: flex; 
    align-items: center; 
    gap: 8px; 
    margin-bottom: 12px; 
    font-size: 1.05rem; 
    color: var(--ink);
}
.pc-icon {
    width: 10px;
    height: 10px;
    border-radius: 999px;
    display: inline-block;
    flex: 0 0 auto;
}
.pc-icon-good {
    background: #16a34a;
    box-shadow: 0 0 0 4px rgba(22, 163, 74, 0.12);
}
.pc-icon-bad {
    background: #dc2626;
    box-shadow: 0 0 0 4px rgba(220, 38, 38, 0.12);
}
.pc-list { 
    margin: 0; 
    padding: 0; 
    padding-left: 20px; 
    color: #475467; 
    font-size: 0.9rem; 
    line-height: 1.55;
}
.pc-list li { margin-bottom: 6px; }
.pc-list li::marker { color: var(--muted); }

/* Rewards Calculator */
.calc-box { 
    background: linear-gradient(145deg, #ffffff, #f8fafc); 
    border: 1px solid var(--line); 
    border-radius: 12px; 
    padding: 20px; 
    margin-bottom: 24px; 
    color: var(--text);
    box-shadow: 0 14px 34px rgba(16, 24, 40, 0.06);
}
.calc-input-row { 
    display: flex; 
    justify-content: space-between; 
    align-items: center; 
    margin-bottom: 12px; 
    gap: 12px;
}
.calc-input-row label {
    color: var(--ink);
    font-weight: 800;
}
.calc-spend-val { 
    font-size: 1.2rem; 
    font-weight: 700; 
    color: #2563eb; 
}
.calc-slider { 
    width: 100%; 
    margin-bottom: 20px; 
    accent-color: #2563eb;
}
.calc-results-row { 
    display: grid; 
    grid-template-columns: 1fr 1fr; 
    gap: 16px; 
    margin-bottom: 12px; 
}
.calc-result { 
    display: flex; 
    flex-direction: column; 
    gap: 4px; 
}
.calc-label { 
    font-size: 0.8rem; 
    color: var(--muted); 
    text-transform: uppercase; 
    font-weight: 700; 
}
.calc-amount { 
    font-size: 1.2rem; 
    font-weight: 700; 
    color: #10b981; 
}
.calc-amount-large { 
    font-size: 1.5rem; 
    font-weight: 800; 
    color: #10b981; 
}
.calc-disclaimer { 
    font-size: 0.75rem; 
    color: var(--muted); 
    margin: 0; 
    line-height: 1.45;
}

/* Eligibility Checker */
.eligibility-box { 
    background: linear-gradient(145deg, #ffffff, #f8fafc); 
    border: 1px solid var(--line); 
    border-radius: 12px; 
    padding: 20px; 
    margin-bottom: 24px; 
    color: var(--text);
    box-shadow: 0 14px 34px rgba(16, 24, 40, 0.06);
}
.eligibility-desc { 
    font-size: 0.9rem; 
    color: var(--muted); 
    margin-top: 0;
    margin-bottom: 16px; 
    line-height: 1.55;
}
.form-row { 
    display: flex; 
    gap: 12px; 
    margin-bottom: 16px; 
    flex-wrap: wrap; 
}
.elig-input, .elig-select { 
    flex: 1; 
    padding: 10px 14px; 
    border-radius: 8px; 
    border: 1px solid var(--line); 
    background: #ffffff; 
    color: var(--ink); 
    min-width: 120px; 
}
.elig-input::placeholder { color: var(--muted-2); }
.elig-input:focus, .elig-select:focus {
    outline: none;
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(15, 118, 110, 0.14);
}
.elig-select option { color: var(--ink); }
.elig-toggle { 
    margin-bottom: 16px; 
}
.elig-result { 
    font-size: 0.95rem; 
    color: var(--text);
    line-height: 1.5;
}

/* ============================================================
   MOBILE POLISH
   ============================================================ */

@media (max-width: 720px) {
    html,
    body,
    main {
        width: 100%;
        max-width: 100%;
        overflow-x: hidden;
    }

    .section-container,
    .nav-container,
    .footer-container,
    .cta-container,
    .hero-container {
        width: calc(100vw - 32px);
        max-width: calc(100vw - 32px);
        margin-left: auto;
        margin-right: auto;
    }

    .all-cards-section {
        padding-top: 82px;
        overflow-x: hidden;
    }

    .section-header {
        margin-bottom: 26px;
    }

    .section-title {
        max-width: 100%;
        font-size: clamp(1.55rem, 7.5vw, 2rem);
        line-height: 1.12;
        overflow-wrap: anywhere;
        text-wrap: balance;
    }

    .section-subtitle {
        overflow-wrap: anywhere;
    }

    .cards-filter {
        flex-wrap: nowrap;
        justify-content: flex-start;
        gap: 8px;
        width: 100%;
        max-width: 100%;
        margin: 0 0 24px;
        padding: 0 2px 8px;
        overflow-x: auto;
        scrollbar-width: none;
        -webkit-overflow-scrolling: touch;
    }

    .cards-filter::-webkit-scrollbar {
        display: none;
    }

    .filter-btn {
        flex: 0 0 auto;
        min-height: 38px;
        padding: 8px 12px;
        font-size: 0.82rem;
        white-space: nowrap;
    }

    .cards-grid {
        width: 100%;
        max-width: 100%;
        margin: 0 auto;
        grid-template-columns: minmax(0, 1fr);
        gap: 18px;
        overflow: hidden;
    }

    .cards-grid > * {
        min-width: 0;
    }

    .credit-card {
        width: 100%;
        max-width: 420px;
        margin: 0 auto;
        border-radius: 15px;
    }

    .credit-card:hover {
        transform: none;
    }

    .card-top-actions {
        min-height: 38px;
        padding: 10px 12px 0;
    }

    .card-top-actions .compare-control {
        gap: 0;
        font-size: 0;
    }

    .card-top-actions .compare-control span:last-child {
        display: none;
    }

    .card-preview {
        padding: 4px 14px 14px;
    }

    .mini-card {
        min-height: 0;
        padding: 14px;
        border-radius: 16px;
    }

    .mini-card-row,
    .mini-card-footer {
        gap: 8px;
    }

    .mini-card .issuer-logo-mark {
        width: 30px;
        height: 30px;
        border-radius: 9px;
        font-size: 0.68rem;
    }

    .mini-card-surface {
        margin-top: 18px;
    }

    .mini-card .payment-chip {
        width: 36px;
        height: 27px;
        border-radius: 6px;
    }

    .mini-card-number {
        margin-top: 16px;
        font-size: clamp(0.76rem, 3vw, 0.9rem);
    }

    .mini-card-footer {
        margin-top: 12px;
    }

    .mini-card-footer strong {
        max-width: 64%;
        font-size: 0.82rem;
    }

    .card-info {
        padding: 0 14px 16px;
    }

    .card-meta {
        gap: 8px;
        min-width: 0;
    }

    .issuer-logo-mark {
        width: 28px;
        height: 28px;
        border-radius: 9px;
        font-size: 0.66rem;
    }

    .issuer-logo-text {
        max-width: 116px;
        font-size: 0.78rem;
    }

    .type-pill {
        flex: 0 0 auto;
        padding: 5px 7px;
        font-size: 0.62rem;
        white-space: nowrap;
    }

    .card-name {
        margin-top: 10px;
        font-size: 1.14rem;
    }

    .card-description {
        display: -webkit-box;
        overflow: hidden;
        -webkit-line-clamp: 3;
        -webkit-box-orient: vertical;
        font-size: 0.86rem;
    }

    .card-features span,
    .travel-subchips span {
        max-width: 100%;
        font-size: 0.68rem;
    }

    .active-filter-note {
        align-items: flex-start;
        flex-direction: column;
        gap: 8px;
        margin-bottom: 18px;
    }

    .banks-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 640px) {
    .modal-content {
        width: min(100%, calc(100vw - 16px));
        max-height: 96dvh;
        border-radius: 16px;
    }

    .modal-close {
        top: 10px;
        width: 34px;
        height: 34px;
        margin: 10px 10px 0 0;
    }

    .modal-card-preview .mini-card,
    .modal-card-preview .mini-card:hover {
        width: 100%;
        max-width: 320px;
        min-height: 0;
        transform: none;
    }

    .modal-card-preview .mini-card-large {
        width: 100%;
        max-width: 320px;
        min-height: 190px;
        padding: 16px;
        aspect-ratio: 1.58;
    }

    .modal-card-preview .mini-card-large .mini-card-surface {
        margin-top: 20px;
    }

    .modal-card-preview .mini-card-large .mini-card-number {
        margin-top: 20px;
        font-size: 1rem;
    }

    .modal-card-preview .mini-card-large .mini-card-footer {
        margin-top: 18px;
    }

    .modal-hero {
        border-radius: 16px;
        padding: 18px 14px;
    }

    .modal-hero-badge {
        max-width: 100%;
        white-space: normal;
        line-height: 1.35;
    }

    .calc-results-row,
    .pros-cons-grid {
        grid-template-columns: 1fr;
    }

    .modal-hero-stats {
        display: grid;
        grid-template-columns: repeat(auto-fit, minmax(120px, 1fr));
        gap: 8px;
    }

    .modal-hero-stat {
        width: 100%;
    }

    .modal-actions-row {
        flex-direction: column;
        align-items: stretch;
        gap: 8px;
    }

    .modal-actions-row .btn,
    .modal-actions-row .modal-compare {
        width: 100%;
        justify-content: center;
        margin: 0;
    }

    .form-row {
        display: grid;
        grid-template-columns: 1fr;
    }

    .elig-input,
    .elig-select,
    .form-row .btn {
        width: 100%;
    }

    .comparison-table {
        grid-template-columns: minmax(96px, 0.65fr) repeat(var(--compare-cols), minmax(170px, 1fr));
        overflow-x: auto;
        border-radius: 14px;
    }

    /* Horizontal Card List Layout on Mobile */
    .credit-card {
        flex-direction: row !important;
        align-items: stretch !important;
        min-height: auto !important;
        padding: 12px !important;
        border-radius: 14px !important;
        max-width: 100% !important;
        margin: 0 auto !important;
    }

    .card-top-actions {
        position: absolute !important;
        top: 6px !important;
        right: 6px !important;
        padding: 0 !important;
        min-height: auto !important;
        z-index: 10 !important;
    }

    .card-preview {
        padding: 0 !important;
        display: flex !important;
        align-items: center !important;
        justify-content: center !important;
        flex: 0 0 100px !important;
        width: 100px !important;
    }

    .mini-card {
        width: 100px !important;
        min-height: 63px !important;
        aspect-ratio: 1.58 !important;
        padding: 8px !important;
        border-radius: 8px !important;
        box-shadow: 0 8px 16px rgba(15, 23, 42, 0.12) !important;
    }

    .mini-card-number,
    .mini-card .mini-card-row span,
    .mini-card .contactless-mark {
        display: none !important;
    }

    .mini-card-surface {
        margin-top: 6px !important;
    }

    .mini-card .payment-chip {
        width: 20px !important;
        height: 15px !important;
        border-radius: 3px !important;
    }

    .mini-card .issuer-logo-mark {
        width: 22px !important;
        height: 22px !important;
        border-radius: 6px !important;
        font-size: 0.5rem !important;
    }

    .mini-card-footer {
        margin-top: 6px !important;
    }

    .mini-card-footer strong {
        font-size: 0.6rem !important;
        max-width: 100% !important;
    }

    .card-info {
        padding: 0 0 0 12px !important;
        flex: 1 !important;
        min-width: 0 !important;
        display: flex !important;
        flex-direction: column !important;
        justify-content: space-between !important;
    }

    .card-meta {
        font-size: 0.72rem !important;
        gap: 6px !important;
    }

    .issuer-logo-text {
        max-width: 90px !important;
        font-size: 0.72rem !important;
    }

    .type-pill {
        padding: 3px 6px !important;
        font-size: 0.58rem !important;
    }

    .card-name {
        margin: 4px 0 !important;
        font-size: 1.05rem !important;
    }

    .card-description {
        font-size: 0.8rem !important;
        -webkit-line-clamp: 2 !important;
        margin-bottom: 6px !important;
    }

    .card-features {
        display: none !important;
    }

    .travel-subchips {
        display: none !important;
    }

    .card-metrics {
        display: flex !important;
        flex-direction: row !important;
        gap: 6px !important;
        margin: 0 0 8px !important;
    }

    .card-metrics div {
        flex: 1 1 80px !important;
        padding: 4px 6px !important;
        border-radius: 6px !important;
        background: #f8fafc !important;
        border: 1px solid #e2e8f0 !important;
    }

    .card-metrics div::before {
        display: none !important;
    }

    .card-metrics dt {
        font-size: 0.55rem !important;
        font-weight: 700 !important;
    }

    .card-metrics dd {
        font-size: 0.76rem !important;
        margin-top: 2px !important;
        font-weight: 800 !important;
    }

    .card-actions {
        margin-top: auto !important;
        padding-top: 0 !important;
        display: flex !important;
        flex-wrap: wrap !important;
        gap: 6px !important;
    }

    .card-actions .btn {
        flex: 1 1 80px !important;
        min-height: 32px !important;
        padding: 6px 8px !important;
        font-size: 0.78rem !important;
    }
}


/* ================================================
   SEO KEYWORD SECTION - Visible to crawlers, 
   de-emphasized for users. White-hat SEO pattern.
   ================================================ */
.seo-keywords-section {
    padding: 20px 0 12px;
    border-top: 1px solid var(--border, #e8eaf0);
    margin-top: 48px;
}

.seo-keywords-section p {
    font-size: 0.68rem;
    color: var(--muted-2, #94a3b8);
    line-height: 1.9;
    margin: 0;
    font-weight: 400;
    letter-spacing: 0.01em;
}

.seo-keywords-section strong {
    font-weight: 600;
    color: var(--muted, #64748b);
}

/* ================================================
   PERFORMANCE: Reduce layout shift from images
   ================================================ */
img {
    max-width: 100%;
    height: auto;
}

.header-logo {
    /* Explicitly size to prevent layout shift */
    width: auto;
    height: 36px;
    aspect-ratio: auto;
}

/* ================================================
   MOBILE: Modal details section & card icon fixes
   ================================================ */

/* --- Modal hero (details popup) on small screens --- */
@media (max-width: 640px) {

    /* Stack the 2-column hero header to single column */
    .modal-hero {
        grid-template-columns: 1fr !important;
        gap: 16px !important;
        padding: 16px !important;
    }

    /* Card preview - constrain width so it doesn't fill 100% */
    .modal-card-preview {
        width: 100% !important;
        max-width: 260px !important;
        margin: 0 auto !important;
    }

    /* mini-card inside modal preview on mobile */
    .modal-card-preview .mini-card-large {
        width: 100% !important;
        min-height: 0 !important;
        aspect-ratio: 1.58 !important;
        padding: 14px !important;
    }

    .modal-card-preview .mini-card-large .mini-card-surface {
        margin-top: 16px !important;
    }

    .modal-card-preview .mini-card-large .mini-card-number {
        margin-top: 16px !important;
        font-size: 0.88rem !important;
    }

    /* Shrink hero title so it doesn't overflow */
    .modal-hero-title {
        font-size: 1.55rem !important;
        line-height: 1.12 !important;
        margin-top: 8px !important;
    }

    .modal-hero-subtitle {
        font-size: 0.86rem !important;
    }

    /* Stats row: wrap into 2-per-row grid instead of overflowing */
    .modal-hero-stats {
        display: grid !important;
        grid-template-columns: repeat(auto-fit, minmax(100px, 1fr)) !important;
        gap: 8px !important;
        margin-top: 10px !important;
    }

    .modal-hero-stat {
        padding: 8px 10px !important;
        min-width: 0 !important;
    }

    .modal-hero-stat-label {
        font-size: 0.6rem !important;
    }

    .modal-hero-stat-value {
        font-size: 0.84rem !important;
    }

    /* Badge row on mobile - stack or wrap */
    .modal-hero-badge-row {
        flex-wrap: wrap !important;
        gap: 6px !important;
    }

    .modal-share-actions {
        flex-wrap: wrap !important;
        gap: 4px !important;
    }

    .modal-share-btn {
        font-size: 0.68rem !important;
        min-height: 24px !important;
        padding: 3px 7px !important;
    }

    /* Modal body padding */
    .modal-body {
        padding: 14px !important;
        padding-top: 4px !important;
    }

    /* detail-grid: stack to 1 col */
    .detail-grid {
        grid-template-columns: 1fr !important;
        gap: 8px !important;
    }

    .detail-grid div {
        padding: 12px !important;
    }

    /* --- Card icons in horizontal list (≤640px) --- */

    /* issuer-logo-mark inside mini-card (on the card itself) */
    .mini-card .issuer-logo-mark {
        width: 20px !important;
        height: 20px !important;
        border-radius: 5px !important;
        font-size: 0.44rem !important;
    }

    /* network-mark (Visa/MC circles) inside mini-card */
    .mini-card .network-mark {
        width: 30px !important;
        height: 18px !important;
    }

    .mini-card .network-mark i {
        width: 18px !important;
        height: 18px !important;
    }

    /* issuer-logo-mark in the card-info section (below card) */
    .credit-card .card-info .issuer-logo-mark {
        width: 24px !important;
        height: 24px !important;
        border-radius: 7px !important;
        font-size: 0.54rem !important;
    }

    /* issuer-logo-text: tighten so it doesn't push type-pill off-screen */
    .credit-card .card-info .issuer-logo-text {
        max-width: 72px !important;
        font-size: 0.7rem !important;
        overflow: hidden !important;
        text-overflow: ellipsis !important;
        white-space: nowrap !important;
    }

    /* type-pill: keep it compact but readable */
    .credit-card .card-info .type-pill {
        flex-shrink: 0 !important;
        padding: 3px 5px !important;
        font-size: 0.55rem !important;
        white-space: nowrap !important;
    }

    /* card-meta: prevent overflow */
    .credit-card .card-info .card-meta {
        gap: 5px !important;
        flex-wrap: nowrap !important;
        overflow: hidden !important;
        min-width: 0 !important;
    }
}

/* Also fix modal body padding at 860px range */
@media (max-width: 860px) {
    .modal-body {
        padding: 22px;
        padding-top: 6px;
    }
}

/* ================================================
   PERFORMANCE: Print styles to reduce render cost
   ================================================ */
@media print {
    .navbar, .quiz-section, .hero-card-stage, 
    .modal, .seo-keywords-section { display: none !important; }
}

/* ================================================
   PERFORMANCE: Reduce motion for accessibility
   ================================================ */
@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
        scroll-behavior: auto !important;
    }
}