Affiliate Disclosure
In compliance with financial advertising transparency, this disclosure explains how Credit Cards Hub finances its operations while preserving editorial objectivity.
How We Earn Revenue
Credit Cards Hub is free for all users. We do not charge subscription fees or display banner advertisements. Instead, we generate revenue through affiliate partnerships. When you click on certain card links and complete an application that gets approved, we may receive a referral commission from the respective credit card issuer or affiliate network.
Our Commitment to Independence
Our editorial team and recommendation engine operate independently of our commercial relationships. The commission we receive does not affect our comparison logics, scoring matrices, or card rankings.
- Algorithmic Integrity: Cards are scored strictly based on fees, reward value, lounge access, and user spending profile fit.
- Unbiased Directory: We list cards regardless of whether we have an active affiliate partnership with the issuer.
- No Sponsored Ranking: Banks cannot pay to manually boost their cards in our scoring system.
By using our referral links to apply for credit cards, you support our platform, enabling us to continuously monitor card parameters and keep the comparison database updated. Thank you.