Best ICICI Bank Credit Cards
ICICI Bank is a leader in user-friendly and co-branded credit cards. Best known for the Amazon Pay ICICI Card—India's most successful co-branded card—compare ICICI's credit card portfolio, including the entry-level Coral card, the premium Sapphiro, and the fuel-focused HPCL Super Saver card.
Top Credit Cards Comparison Table
| Credit Card | Joining Fee | Annual Fee | Key Reward Rate | Action |
|---|---|---|---|---|
| ICICI Bank Amazon Pay | Nil | Nil | Cashback varies for Prime, non-Prime, Amazon, and partner spends. | Compare Apply |
| ICICI Bank Sapphiro | Rs. 6,500 | Rs. 3,500 | Reward points and partner benefits subject to card network and program. | Compare Apply |
| ICICI Bank Coral | Rs. 500 | Rs. 500 | ICICI reward points on eligible purchases. | Compare Apply |
| ICICI Bank Emeralde | Rs. 12,000+ | Rs. 12,000+ | Reward points and premium benefits vary by Emeralde variant. | Compare Apply |
Detailed Card Reviews
ICICI Bank Amazon Pay
Popular no-fee cashback card for Amazon users, Prime members, and digital payments.
- Amazon cashback
- Digital payments
- No annual fee
ICICI Bank Sapphiro
Premium ICICI card with golf, lounge, dining, and rewards-led lifestyle benefits.
- Golf access
- Lounge access
- Dining offers
ICICI Bank Coral
Everyday lifestyle card with entertainment offers and ICICI reward points.
- Movie offers
- Dining privileges
- Fuel waiver
ICICI Bank Emeralde
Luxury card with concierge, lounge, golf, and premium service benefits.
- Concierge
- Premium lounge access
- Golf benefits
Unmatched Value with Amazon Pay ICICI
The Amazon Pay ICICI Credit Card is a landmark lifetime free card. It offers unlimited 5% cashback to Amazon Prime members on all purchases made on Amazon.in, 2% on partner merchants (like Uber, BookMyShow), and 1% on general spends. The earned cashback is credited directly as Amazon Pay balance every month.
ICICI Bank Gemstone Series
The Coral, Rubyx, and Sapphiro cards form ICICI's Gemstone series. They offer lifestyle rewards, BookMyShow movie ticket discounts, airport lounge access, and exclusive dining offers under the ICICI Culinary Treats program.
Frequently Asked Questions
Are ICICI credit cards lifetime free?
The Amazon Pay ICICI card is 100% lifetime free. Other Gemstone cards like Coral or Rubyx may be offered as LTF depending on your existing banking relationship with ICICI Bank.
What is the ICICI Coral lounge access limit?
The ICICI Coral card offers 1 complimentary domestic lounge access per calendar quarter, subject to spending at least Rs. 35,000 in the previous quarter.