Best SBI Card Credit Cards
SBI Card offers some of India's most popular credit cards. Known for their high utility and rewards, compare SBI Card's lineup, including the market-disrupting SBI Cashback Card, the SimplyCLICK shopping card, and the co-branded BPCL Octane fuel card.
Top Credit Cards Comparison Table
| Credit Card | Joining Fee | Annual Fee | Key Reward Rate | Action |
|---|---|---|---|---|
| SBI Card Cashback | Rs. 999 | Rs. 999 | 5% cashback on online spends and 1% on offline spends as listed by SBI Card; caps apply. | Compare Apply |
| SBI Card SimplyCLICK | Rs. 499 | Rs. 499 | 5X points online and 10X on selected partners as listed by SBI Card. | Compare Apply |
| SBI Card Elite | Rs. 4,999 | Rs. 4,999 | Reward points and bonus points on eligible annual spends. | Compare Apply |
| SBI Card BPCL Octane | Rs. 1,499 | Rs. 1,499 | Accelerated rewards at eligible BPCL outlets; statement caps apply. | Compare Apply |
| SBI Card Prime | Rs. 2,999-4,999 | Rs. 2,999-4,999 | Accelerated points on dining, groceries, department stores, and movies. | Compare Apply |
| SBI Card SimplySAVE | Rs. 499 | Rs. 499 | Accelerated points on eligible daily categories. | Compare Apply |
| SBI Card BPCL | Rs. 499 | Rs. 499 | Accelerated rewards at eligible BPCL outlets. | Compare Apply |
| SBI Card Miles | See card link | See card link | Travel rewards and miles on eligible spends. | Compare Apply |
Detailed Card Reviews
SBI Card Cashback
Straightforward cashback card for users who prefer automatic value over points.
- Online cashback
- Offline cashback
- Auto-credit cashback
SBI Card SimplyCLICK
Online shopping rewards card with accelerated points on selected partner platforms.
- 5X online rewards
- 10X partner rewards
- E-vouchers
SBI Card Elite
Premium card with vouchers, entertainment value, reward points, and travel privileges.
- Welcome voucher
- Movie benefits
- Reward points
SBI Card BPCL Octane
Fuel specialist card for BPCL users who want accelerated fuel rewards.
- BPCL rewards
- Fuel surcharge waiver
- Bharatgas value
SBI Card Prime
Premium everyday card with vouchers, accelerated rewards, and airport lounge access.
- Dining rewards
- Welcome voucher
- Lounge access
SBI Card SimplySAVE
Everyday SBI Card for accelerated rewards on common household and daily categories.
- Grocery rewards
- Dining rewards
- Fuel waiver
SBI Card BPCL
Fuel card for BPCL customers who want rewards and surcharge waiver on fuel spends.
- BPCL rewards
- Fuel waiver
- Reward points
SBI Card Miles
Travel rewards card for users who prefer miles-style value and travel redemption options.
- Travel miles
- Lounge access
- Reward points
Top Picks from SBI Card
The SBI Cashback Credit Card is widely considered the best cashback card in India due to its flat 5% cashback on online spends with no merchant restrictions. For offline shoppers, the SimplySAVE card offers reward points on dining, groceries, and department stores.
SBI Card Milestones and Waivers
Most SBI cards charge a modest annual fee of Rs. 499 to Rs. 1,499. The annual fee is typically waived if you meet the annual spending milestone (ranging from Rs. 1 Lakh for SimplyCLICK to Rs. 2 Lakhs for the Cashback card) in the previous year.
Frequently Asked Questions
Does SBI Cashback card offer lounge access?
No, the SBI Cashback Card does not offer complimentary airport lounge access. If you need lounge access, consider SBI Elite or travel cards from other banks.
What is the reward rate of SBI SimplyCLICK?
It offers 10X reward points on online partners like Amazon, BookMyShow, Cleartrip, EazyDiner, and Netmeds, which translates to a 2.5% reward rate.